Friday, October 24, 2025

How Hostels, PGs, and Budget Shelters Can Navigate GST Without Losing Margins

 The GST 2.0 structure has simplified tax rates but created a paradox for hostel and budget accommodation operators: for units priced at ₹7,500/day or less, the government mandates 5% GST without ITC, explicitly forbidding the option to charge 18% with ITC. While this keeps guest pricing low, it compresses margins and embeds cascading tax costs for operators.

The good news: with smart operational structuring, you can recover 3–5% of margins without violating GST law. This guide provides practical do’s & don’ts, illustrative examples, and a visual cheat sheet for hostels, PGs, and budget shelters to optimize GST efficiency.

Mandatory GST Rule

  • Accommodation ≤ ₹7,500/dayGST 5% without ITC

  • 18% with ITC is explicitly not allowed, even for agent bookings

  • Applies to hotels, hostels, PGs, and shelters

Illustrative Example:

  • 150-bed PG, ₹15,000/month per bed

  • Annual revenue: ₹3.69 Cr

  • Output GST at 5%: ₹18.45 L

  • Input GST on rent/utilities: ₹5.4 L (non-recoverable)

  • Margin impact: -1.46%

Bottom line: Operators must work within 5% GST; no higher rate option exists.

Why 18% With ITC Sounds Better But Is Blocked

  • Removes cascading GST, improves operator margins

  • Guests would pay slightly more → government avoids this to maintain “affordability” narrative

  • Mandatory 5% compresses margins but keeps guest pricing low

Practical Alternatives (Do’s & Don’ts With Examples)

A. Leave-and-License Agreement

Do:

  • Convert leases to leave-and-license

  • Ensure property is residential dwelling

  • Maintain written agreements with landlords/agents

Example:

  • Annual rent ₹12 L

  • GST under lease (18%) → ₹2.16 L lost

  • GST under leave-and-license → ₹0

  • Margin gain: +1.2%

Don’t:

  • Treat temporary stays as lease

  • Skip proper documentation

B. Entry 12AA Exemption (Long Stay ≥90 Days)

Do:

  • Minimum stay ≥90 days

  • Charges ≤ ₹20,000/month/person

  • Supply to individuals only

Example:

  • Revenue ₹3.69 Cr, 70% occupancy

  • Output GST 5% = ₹18.45 L

  • Entry 12AA exemption → GST = 0

  • Margin recovery: +5–6%

Don’t:

  • Split stays into short-term stays

  • Offer daily-variable rates to claim exemption

C. Separate Optional Services (Meals, Laundry)

Do:

  • Invoice optional services separately from accommodation

Example:

  • Accommodation ₹12,000/month → 0% GST

  • Meals ₹3,000/month → 5% GST = ₹150

  • Guest only paying for meals → core room remains exempt

Don’t:

  • Bundle meals with rent → entire supply taxed

D. Agent Bookings

Do:

  • Agents handle bookings/facilitation separately

  • Room structured under leave-and-license + Entry 12AA

Example:

  • Agent fee ₹500/month per bed → GST 5% = ₹25

  • Room rent remains exempt

Don’t:

  • Mix agent fee with rent

  • Circumvent minimum stay rules

Stepwise Strategy & Illustrative Margin Impact

StepDoSavings/ImpactDon’tMargin Effect
1Leave-and-licenseRent ₹12 L → save ₹2.16 LKeep as lease+1.2%
2Entry 12AA ≥90-day stayGST 0 on ₹3.69 Cr revenueSplit stays+3–5%
3Separate optional servicesMeals ₹3,000 → GST ₹150 onlyBundle meals+0.5–1%
4Agent bookingsGST only on agent feeMix agent fee with rentOperational simplicity

Combined effect: Recover 3–5% of lost margins, reduce cascading GST, remain compliant.

How it works in practice:
  • Room rent structured as residential leave-and-license → GST 0

  • Guests staying 90+ days → Entry 12AA exemption → GST 0

  • Optional meals/laundry → taxed separately → minimal GST

  • Agent booking fees → taxed separately → compliance-friendly

  • Result: 3–5% margin recovery without violating GST law

Key Takeaways

  1. Mandatory 5% GST without ITC; 18% with ITC not allowed

  2. Margin recovery strategies:

    • Leave-and-license agreements

    • Long stay exemption (Entry 12AA)

    • Separate optional services

    • Agent facilitation fees

  3. Document everything – agreements, invoices, policies

  4. Adjust policies to guarantee long-term stays

  5. Optional services separation avoids cascading GST

Bottom Line:
Even under mandatory 5% GST, hostels, PGs, and budget shelters can recover 3–5% of margins, reduce cascading costs, and remain fully compliant by combining these strategies.